Once your auto insurance claims department has had a chance to process the estimate, they’ll let you know how to proceed. If your vehicle is newer, they’ll likely tell you how much your policy is going to pay to cover repairs, then proceed to send you a check. If your vehicle is older, however, the cost for hail repair may be near or more than the value of your car. Generally, repair costs that are near or more than the value of a vehicle will result in your car being “totaled” — yes, even if your car still runs just fine. If your car is deemed a total loss, you’ll have to choose between giving them your vehicle in exchange for a check or keeping your vehicle and accepting a check (with the caveat that you won’t be able to make any more claims on that vehicle).
There’s no need to wait for your insurance to pay out before getting your car’s dents repaired, either. Often, insurance providers will pay you directly just as easily as they pay a dent repair service, so scheduling your hail dent removal ahead of time can mean you don’t have a long line of other hail-dented cars in front of you. Choosing paintless dent removal can often speed up the process, as this type of dent removal is much quicker than traditional dent repair processes.